Zopa is large enough to have a reliable website and small enough to provide personal service if needed. The loan application process was straightforward, the decision rapid, and the interest rate and other terms were attractive.
Reviewed on: 29th January 2019
The application process is straightforward and quick. It would be helpful to have some of the underwriting criteria explained when a loan offer is made for a lesser sum than sought or at a different interest rate from the Zopa headline rate. Zopa would be my benchmark against which I would score any other credit provider.
Reviewed on: 30th May 2017
I am not very interested in bundles of add-ons of varying value but I am appalled that any bank offers as a premium product, a current account with an annual fee of over £200 and then applies an annual overdraft interest rate of about 20%, particularly to a long-standing customer with an impeccable credit history.
Reviewed on: 27th December 2016
