I was opted into NEST by my job agency. NEST is a good starting point for people who are not enrolled in a pension scheme. There are some lesser known features, e.g. you have a choice of several different investment funds, such as an Ethical Fund, and a Higher Risk Fund.
Reviewed on: 10th February 2019
First Direct has a contact centre, based in the UK, that is open 24 hours a day, so you can ring and talk someone at any time. If you have an overdraft, the first £250 is interest free which is very helpful, and unlike most other UK bank accounts.
Reviewed on: 9th February 2019