Cash back is not new in th Market Place, but since Tandem came into my lie, a little mot=re than year ago it has been new.
Usually one must wait until the anniversary of a credit card before getting one's cash back (albi=eit a significant amount)!
With Tande one gets a lower repayment each month according to one's spend. So your reward is instant and valuable, rather than as enforced saving!!
Reviewed on: 12th May 2019