I applied for Tesco credit card, but I was declined. Tesco doesn't even provide soft credit check option. It goes straight to hard check and spoils credit history. I applied for Barclay and they accepted it.
I never had bad credit history. I would suggest customers not to apply for Tesco credit card or loans.
I called customer service and I was told that tesco doesn't have copy of my credit score. I have to order my credit check through third-party. Few of those listed on the refusal letter just to make money.
Reviewed on: 4th February 2017