I like the discounts for the regular customers and the convenience of keeping one card to which you can link all your other cards
Reviewed on: 1st February 2023
Not worth the money, operationally adequate though
2
I used to keep it for interesting cashback offers (such as shop at Coop for 10% cashback), with those paying monthly fee was OK. Now offers are irrelevant, and cashback from utility bills only covers monthly fee and is not worth it
Reviewed on: 12th January 2022
The only thing that makes me stay with Santander 1-2-3 are their Retailer's offers. I get some cashback through their which offsets my monthly fee. Other than that, the monthly fee makes this account completely irrelevant (after the reductions which are due to happen in August). I will possibly move to 1-2-3 Lite due to inertia, but more likely will move to another bank
Reviewed on: 16th June 2020