I urgently needed to remortgage, I had an interest only loan, but had to use my investment plan, which was there to settle the capital, to pay for urgent structural repairs to the house. In addition the mounting building costs hammered my credit cards. The Lloyds advisor was great, we went through everything, put an affordable package together and got my finances back on an even keel, so much so that I have even been able to retire 6 years early!
Reviewed on: 9th July 2017
In conjunction with my mortgage review I obtained a new home and contents policy with Lloyds about 2 years ago and make an annual saving of around £900 per year, as I was previously locked into very high rates with my previous provider. I'm sticking with Lloyds for now, but my next review is imminent, so may look around to see other offers, but at the same time I'm confident from my experiences so far with Lloyds, that they will be in the market to negotiate.
Reviewed on: 9th July 2017
Took a while to set up a Classic Plus Account, which is understandable to ensure security, but worthwhile in the end, with 3% interest on balances of up to £1500. Staff were always helpful and friendly. However latest offers connected with the account are disappointing - £5 cash back per month for using your debit card (but you have to use it something like an eye-watering 20 times a month!) and £5 cash back per month for having two direct debits with them (but it only lasts for about a year). They will have to do better than this if they want me to take up further offers, but I still think the 3% interest is great.
Reviewed on: 9th July 2017
