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Name: Ben

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Insurance got cancelled for "modifications"

1
When applying for the insurance I didn't think as a different radio would be a modification to the car therefore I didn't put it down. After having the insurance for about a week I arranged for the black box to be fitted. The man that turned up looked at my car for a while and made some phone calls, he then came to the conclusion that the black box is not going to be fitted as; the radio has been changed, there is a small dent in the side and the parcel shelf had holes in it (due to the previous owner removing his speakers). When the man left he said to me to stay near the phone as the insurance company (more than) would contact me the same day, this did not happen. Also he said he would probably see me next week after I had changed the car to so that there was no modifications. After about 4 days I recieved a email saying my insurance would be cancelled and my details had been given out to a group of car insurance companies. They also said they would charge £300 as cancellation fee, as this was my first car the insurance was already expensive at £907 so my dad paid as a birthday present. He was not happy to hear that he would only be getting £607 back after only having insurance for under a month. I started looking for new insurance companies but now I have to declare that my insurance was cancelled, the next cheapest is now about £2000 more. This is why I would not recommend more than insurance to anyone ! Reviewed on: 9th March 2017
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Ben