Was a fantastic card in the past, now being acquired by Lloyds group the service became horrible and they changed the terms and conditions regularly to confuse you and get the most out of you. If you raise a complaint you will be put on hold for an hour then go through a complicated formal complaint process.
I cancelled the card after being a client for 15 years.
Not recommended any more, and I'll make sure to cancel all their cards very soon.
Reviewed on: 26th February 2020
