High premium life insurance because smoker. After 1 year non smoking want to change for a cheaper one. the agent said, they just now changed their policy, maybe you can get after 3 to 5 years non smoking. Find out on the Web, The changes was in 2013 ( I made mine in 2020), So a big money throw out window. SHAME. AVOID. LIARS AND SCAMMERS
Reviewed on: 4th September 2022
