My credit is not perfect (far from it) but for the past 2 years I have worked on trying to make it right. It has now improved and there is still a way to go. I would never be accepted for any type of credit, however one of the tips I received from credit agencies is that I do not have any active credit cards. This is where drafty came in...they we're recommended to me by one of the credit agencies I view my report on, I thought I would ent be accepted but as I have not applied for credit for a long time I saw no harm in doing so. To my surprise I was accepted!! I had no plans to use my credit immediately but I was happy to have something I could use for those rainy days. I am happy with the whole service by drafty and would recommend them. The only thing I would say is you can't use the money immediately if you need to withdraw like a traditional credit card and can take a few hours, but if your in no rush for the cash this won't be a issue. I am happy with the Apr given my credit score. I am
Happy with the whole concept of drafty.. its just like a credit card minus the card!!
Reviewed on: 31st May 2017
