Probably one of the worst of these type of companies and they have a strange approach to lending as one minute will approve a borrower and the next minute decline even after you pay on time and in full and have nothing owing elsewhere, therefore their lending decisions make no sense. They also tell you that you can't open your account with them again if you ask to close it which is not a good way to potentially get a customer to come back in the future. The interest rates are ridiculously high and you can't repay back early online, you need to call them or use their web chat to do so. I would not recommend.
Reviewed on: 25th June 2017
If you haven't got a perfect credit history and want to rebuild your credit then this is the best route to do this. Not only are you more likely to be accepted providing you can provise a suitable guarantor but this company really does try and help the best way they can. The apr rate is very reasonable in comparison to many others and the company is responsible in its lending practice. The agents we spoke to were all very professional and the process was explained fully and was very transparent. I must also comment on how fast they pay the loan once you are accepted and the communication is fantastic. I wouldn't hesitate recommending this company to anyone whom is trying to get a loan elsewhere but has had a few declines along the way. Anyone with a poor credit history or looking to rebuild their credit record should try this company first. You won't be disappointed.
Reviewed on: 18th June 2017
