Smart Money People Logo

Member Profile

Name: Iain McPherson

About you (What is this?)

Most Recent Reviews (4/5)

View All 

Terrible international banking capabilities and short sighted business support staff

1
We have been with HSBC for 4 years, and despite the easy application process, the service is pretty terrible. This was further recognsied once we started trading internationally . We are charged on international payments which go in and out of our account, and their currency account is merely a savings account. We approached HSBC for a business mortgage, as as there were risks associated to the building project, HSBC would not even consider us for an application. Reviewed on: 13th January 2016

Expensive but came free with my mortgage

5
Comprehensive cover, but very expensive. I received the insurance free for the first year with my mortgage package, as cash back. I have just renewed and got it 60% cheaper with another provider. Reviewed on: 16th November 2015

Unable to easily switch to another account within Halifax

2
I wanted to switch to the clarity credit card, because of the free international transactions. However, to do this I had to close my current credit card, and wait 30 days before I could re apply for the clarity Reviewed on: 9th January 2015

Free to use anywhere!!

5
No fee to use it anywhere worldwide and no annual fees. I use this credit card when travelling with work and have had absolutely no problems at all. Reviewed on: 3rd October 2014