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Name: Moazam Ejaz

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Do NOT use Starling Business

1
Do NOT switch to Starling Business banking. Its okay if you're a new business and probably transact about 1k per month but if you are an established business and deal with a commercial level of transactions, then Starling isn't for you. They don't really have a Business banking department. For them it's just an extra offering and this is where things go wrong. Starling is a very new 'bank' they don't have the infrastructure, resources, personnel or knowhow of industry level business banking so your 'business account' at Starling is not really designed for business. They will restrict accounts without notice, preventing incoming and outgoing payments, then ask you for a documents which have no relation to the issue they raised. This can take weeks to resolve because they don't really have specialists who can deal with this. My business account was blocked twice. Both occasions I received payments from a payee who has regularly paid into my account and Starling decided to investigate. Starling will blabber on about how they are a regulated bank (all banks are regulated) and how they have to perform AML checks (they all have to), they say this measure is to protect you (nope total garbage) but Starling seems to enjoy having a rulebook of their own. Stick to established high Street banks as they have real infrastructure, personnel and resources in place to facilitate your banking service. Do not make the mistake please because just because you think its cheaper, joining process is easier or you are enticed by the nice looking app. All of these things are at the expense of the quality of service. I am now using a proper bank for my business account. Please do not use Starling or any other App based 'challenger' bank. They just do not have the infrastructure in place to offer you a proper business banking service. Reviewed on: 6th September 2021
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Moazam Ejaz