Ugggghhh. Same as below. Got suckered in by the 95% pre-approval rating on Experian. And the fact I always thought of AA as a reputable company. If AA loans came to mend your car you would be stuck by the side of the road for eternity.,.
They send you a cheery e-mail implying the monies will be with you in 2 working days whilst hiking up the advertised interest rate by 400%.. Then decline your loan and don’t bother telling you until you chase them up.
I have an excellent credit score (990), decent stable income, no black marks against my name etc and work hard to keep things this way.
But the AA said no. And now my credit rating has taken a 15 point hit.
I don’t know what you need to get a loan from the AA. A letter from the Queen, but I do hope you are reading this and avoid them like the plague/ COVID!
Reviewed on: 17th February 2022
