I went to creditfix at Christmas 2017 when I had no other choice my marriage had broken down & my ex wife had left me with all the debt because I was stupid enough to put it all in my name , anyway the person I spoke to was so reassuring that my Christmas wouldn’t be anymore upsetting than it already was & that they could help sort my debt out , after hours of phone calls it was all sorted or so I thought my original debt was £28k after the sales of my house which creditfix were aware was on the market before they agreed the IVA I was made to hand over £16500 plus all my monthly payments which to date is £11k I have 2 years remaining on the payments I am making each month that is another £4500 when I approach them about the £16500 they tell me that money doesn’t go of the balance of my IVA , I’m now stuck renting a bedroom can’t get private rent accommodation or mortgage can’t get a reliable car for work yet these people seem to be able to take as much money has they want no question asked ‘HOW’ the minute I do overtime they want 50% because it takes me over the 10% of my earnings I’m allowed to keep.
Reviewed on: 1st March 2022