Smart Money People Logo

Member Profile

Name: P Dutton

About you (What is this?)

Most Recent Reviews (4/4)

View All 

Credit card review for Barclaycard

3
I have mixed views on this. The positives are that you can get quite a high credit limit if needed which is extendable, their phone call support system and website are quite responsive and helpful. The negative is the APR is a little higher compared to others. Also you do tend to get quite a few emails form them which could be considered a little spammy, but you can probably opt out of some of them. Reviewed on: 28th April 2020
P Dutton's avatar
P Dutton

Goodbye Local Branches

3
Current account. Does the job. I can pay things in and pay things out. I can set up the usual Direct Debits and Standing Orders. Online works fine. At least this is free unlike their previous packaged bank accounts. Plus Sides - its does work as a current account. Down Sides - good luck trying to find a branch of their bank if you live outside of a BIG city. They have closed so many branches now I have to pay for a bus to reach my branch. If I have a cheque to pay in worth £5 it costs me more in bus fares than the cheque is worth. Cheers Barclays. Reviewed on: 16th April 2019
P Dutton's avatar
P Dutton

Could be worse

3
Current account. Does the job. I can pay things in and pay things out. I can set up the usual Direct Debits and Standing Orders. Online works fine. At least this is free unlike their previous packaged bank accounts. Plus Sides - its does work as a current account. Down Sides - good luck trying to find a branch of their bank if you live outside of a BIG city. They have closed so many branches now I have to pay for a bus to reach my branch. If I have a cheque to pay in worth £5 it costs me more in bus fares than the cheque is worth. Cheers Barclays. Reviewed on: 16th April 2019
P Dutton's avatar
P Dutton

Happy but closing my branch was a big problem

2
I hold a bank account (current) with Barclays. Online baking and telephone options are easy to use and it is always nice to talk to someone if needbe. Having said that Barclays caused everyone in my town a big problem by closing our branch. So, I now have to get the bus over to my nearest branch at a cost of £5. So for me to cash a cheque for £10, it costs me 50% to do that. Other banks have managed to stay open in my town so may have to consider moving. Shame have been happy until then. Older customers have really suffered especially if they dont have online banking. Come on Barclays think of the aged of consider a mobile banking bus to visit people in the villages - please Reviewed on: 6th November 2017
P Dutton's avatar
P Dutton