Applied for a remortgage. Gave all the information they needed and they said yes they would take me on. Valuer went round to survey and would not value it!!!! It is a seven bed house which requires two bathrooms and two kitchens. Birmingham City Council are my tenants. There is only one Lease and there is only one Title Deed. It is not two apartments. The surveyor reported that because it only had one electric meter (all that is needed as there is only one tenant) in the event of my defaulting they could not sell off the property as two apartments. They could not anyway as there is only one Title Deed and they know this. The frustrating thing is they would not discuss. Their decision was final. So I wasted my admin fee and my survey fee for nothing.
Reviewed on: 19th July 2022
