Pay your bills from your account, and have credit in the account, and you'll more than make up for the account fee with interest and cashback. Great bonus for having the account.
Reviewed on: 1st July 2018
Great professional service, good value policies and easy communication when you need them - including strong social media engagement.
Reviewed on: 14th August 2016
There's been a lot of bad press about the santander 123 account having increased account fees. Despite this, if you utilise the 3% interest on up to £20k balances as well as the cashback on offer for bills, you're still likely to be quids in from using this account, easily outweighing the fee. It's still a top choice in my book.
Reviewed on: 29th June 2016