I thought I might give this insurance a go, but it turned out that you are a greater risk when you do many small local trips. After 2 weeks of a sad face and no clear guidance I was on the phone to the insurance company for about an hour. Ended with that smaller trips does effect your scoring.
So a mum with a child is going to college, after school activities. I could be doing 5 to 7 trips a day. Marks me down as a high risk.... It doesn't matter if you are a good driver or a bad driver.
Reviewed on: 13th October 2022