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Name: A groovy

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Most Recent Reviews (3/3)

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Application Fiasco-Deko is one to avoid

1
Applied for 12 months interest free credit on a very small £500 order which I could have paid in full for but, decided to take advantage of the interest free option. However upon submitting my application I was surprised to learn that Deko or Pay4later as they are known- placed my application under review… they then later responded asking for all the same information that I had filled in on my application.. claiming that they could not find a credit file for me.! I have been registered on the electoral register for many years at the address I have lived at for over 16 years, have credit cards and a car loan… I find it very odd indeed and not at all believable. It’s fair to say they are incompetent and have mishandled my application. I am lodging an FCA complaint and alerting trading standards of their sharp practices as this fiasco has left me with a hard search on my credit file for no good reason!! Incompetent and tardy company and definitely one to avoid. No doubt they will respond with a generic fob off …as all poor quality companies invariably do! Reviewed on: 29th January 2023
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A groovy

Brilliant

5
A forward thinking customer focused business who are leading the way by opening branches across the UK Reviewed on: 17th December 2018
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A groovy

This card will keep you credit rating low

1
Capital One market their cards as credit builders however they keep your credit score low by NOT increasing your credit limit past £1000 which flags a lack of trust to other lenders... all is nit as it seems with this company so beware before you apply very high interest rates and low credit limits. Poor customer service is just the tip of the iceberg Reviewed on: 14th April 2018
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A groovy