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Name: Sheils

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Credit Card Okay. Highish APR and a substandard App makes it poor compared to others

The card is okay. Cash back is not bad - although values have been reduced recently. There isn't a proper app and the one you can download is never working - constantly being updated! Limited as to what you can do online too - which is disappointing. Even sorting out a direct debit requires a phone call, which is fairly basic for the majority of credit cards. Not the worst card out there but not the best either. I only use mine for work and wouldn't recommend it for personal spending to be honest, as there's better cards out there with lower APRs and better apps for control of your finances. Reviewed on: 1st June 2018