There's no reward scheme associated with this card, so there's little incentive to make purchases on it once the 0% deal is over.
If you're a frequent spender, it might be worth applying for a 0%-on-purchases card which also offers a tempting cashback deal.
The Santander 123 Credit Card, for example, includes an 18-month 0%-on-purchases deal alongside a reward scheme which pays cashback whenever you spend at petrol stations, train stations, major department stores or supermarkets.
Reviewed on: 14th April 2015