Smart Money People Logo

Member Profile

Name: kandfsmam

About you (What is this?)

Most Recent Reviews (3/3)

View All 

Low rates but good online banking

4
The interest rates on the Santander aren't very exciting at the moment but I do like their online banking feature which allows you to set savings targets and split the account into virtual "pots" - I have a holiday pot, a christmas shopping pot and a rainy day pot :) Reviewed on: 9th August 2015
kandfsmam's avatar
kandfsmam

additional bonus for premier customers

5
I received a letter from HSBC offering to upgrade to premier current account which would then give me a bonus on my loyalty ISA. I now receive an extra £10 per month over and above normal interest on my ISA - certainly worth having. Reviewed on: 9th August 2015
kandfsmam's avatar
kandfsmam

best thing we ever did.

5
We took out a mortgage with HSBC when we purchased our house 12 years ago. We took out a 25 year tracker mortgage with a fixed track of BOE base rate plus 1%. With interest rates at historically low levels, we have been able to overpay each month thereby shortening the term of our mortgage. Reviewed on: 20th April 2015
kandfsmam's avatar
kandfsmam