like many others, I received an in mail promo which I went online to check my actual rate. I entered the amount I needed, checked the rate, all came back good, so I proceeded with the offer. Keep in mind, just checking the rate did not hurt my credit score, but proceeding once I thought I was going forward with what I asked for did. Once I get into the account information, they send me "their offer" for almost HALF of what I needed! Keep in mind as well, I have an excellent credit score. I just wanted to consolidate some debt and make a major home reno. I called them to see what the deal was, and they took me through this entire process of basically giving them my life story, only for them to offer me a new offer of just a few thousand more. Still not what I needed. Very misleading, sketchy, and now I have a hard pull on my credit report and a waste of my time.
Reviewed on: 25th September 2018
