12th July 2020
Ridiculous interest
Took a short term loan as I was short on money due to being furloughed. The interest rate is extremely high and I’m still paying it off.
Your Short Term Loan Reviews (45)
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9th July 2020
High interest
Silly silly going for these , too easy and my home advisor was very manipulative and encouraged me to lie about my outgoings
13th June 2020
Easy to apply, Easy to pay
It was really easy to apply even with my bad credit history, quick loan payment to me, easy to pay back with the caller coming to my house each week, low payments, interest was not very high but not very low but it was fine as a quick money maker.
12th January 2020
Pretty reasonable to customers
Paying the loans back seems so simple but not
23rd May 2019
efficient, friendly and undersstanding
Provident helped me out in a time of gireif and gave me some peace and calm in my life
14th April 2019
Don't touch this company
Initially veryou friendly, but then pressure you too take out more, they take the affordability on your original application even if circumstances have changed and when you make a formal complaint you get no response. Don't touch them
23rd June 2018
For helping me to buy what I need
Not too sure about this page I need help in doing so
8th November 2017
A lending hand!
Being skint 3/4 days after payday is a real killer. How is one supposed to live without being able to provide yourself with the basic needs ‘Food, Warm & Shelter’? Well.. Being egible to take out a loan with Provident Personal Credit when I was a low p...
Read moreBeing skint 3/4 days after payday is a real killer. How is one supposed to live without being able to provide yourself with the basic needs ‘Food, Warm & Shelter’? Well.. Being egible to take out a loan with Provident Personal Credit when I was a low point financially helped me turn my money situation around. I took out a £500 on a agreement of a monthly repayment of £25 to help me get myself back on my feet and I can honestly say they did just that! :)
3rd November 2017
Review on provident
Absolutely fantastic service! Applied for my loan and within a few days the advisor called out and give me it there and then.. couldn't have asked for a better service.
24th October 2017
spot on
friendly staff were very helpful and so pleased my loan was paid on same x
20th June 2017
Agent I had was very rude
The agent I had told my personal information to someone they shouldn't have!!!!!!!!
12th June 2017
Excellent service
Very helpful. Explain everything clearly. Option to pay weekly. Can pay online if you're not at home
7th June 2017
Easy money, pressured repayment
I took out a Provident loan in 2015 & it was organised through someone else. The first contact I had with the agent was when she came to give me the money & sign the agreement. I was given £700 & my repayment was £1200 over twelve months. I paid on t...
Read moreI took out a Provident loan in 2015 & it was organised through someone else. The first contact I had with the agent was when she came to give me the money & sign the agreement. I was given £700 & my repayment was £1200 over twelve months. I paid on time for 5/6 months then I became ill & unable to work. I was struggling to even pay my rent & although I had informed my agent about my situation, I began to get texts & letters saying that my loan was going to head office. This was worrying & stressful for me & I then received a letter to say that Provident had sold my outstanding balance to a different company. My experience has been very rushed & pressurised. I felt like I personally let the agent down & annoyed them. Although it was easy to get the loan, I would not recommend Provident because of the high interest & general feel of the company.
17th May 2017
Just dont
I have been paying off the same loans for years as everytime I paid a bit off they would offer me a bigger loan to pay the one off I had and have some cash left. Probably a way to keep me with them and being easily caught like that I always accepted....
Read moreI have been paying off the same loans for years as everytime I paid a bit off they would offer me a bigger loan to pay the one off I had and have some cash left. Probably a way to keep me with them and being easily caught like that I always accepted. Just don't borrow from them
11th May 2017
Friendly service
I needed a short term loan as my car blew up at a very difficult time, I don't have a wonderful credit rating, and knew I was in an unfortunate position. I contacted Provident and was approved straight away! A day later a very nice, helpful agent came...
Read moreI needed a short term loan as my car blew up at a very difficult time, I don't have a wonderful credit rating, and knew I was in an unfortunate position. I contacted Provident and was approved straight away! A day later a very nice, helpful agent came to my house, confirmed my identity, confirmed I could meet my repayments, and was provided with my loan! 2 days later I have my new car! Very efficient and understanding at a difficult time! I would definitely recommend Provident to anyone! Excellent service!
7th May 2017
No hassle doorstep lender
With Provident you know where you stand. It is the best for someone with bad credit. You get your money instantly. Very convenient.
28th April 2017
average
Ok but once I payed my loan in full was not offered another one
28th April 2017
Smug manager
I will never do business with you again reason being I had no choice but to miss one week payment off both my loans 1 I pay weekly and the other bi weekly now the manager said I can't pay full payment. I must split the weekly payment over both my...
Read moreI will never do business with you again reason being I had no choice but to miss one week payment off both my loans 1 I pay weekly and the other bi weekly now the manager said I can't pay full payment. I must split the weekly payment over both my loans to cover arrears. How on earth is that possible it's only going to put me in more arrears. Anyone with very limited education can see this but not the manager.hes about as bright as a blackout. Safe to say I won't be doing anymore business with these people again
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