Provident Personal Credit Short Term Loan Reviews

  Ratings based on 45 reviews       Last review 6 months ago    

Provident Personal Credit offers payday loans. You can read Provident Personal Credit payday loan reviews here. Our mission is to use the power of YOUR reviews to help make the financial world work better for everybody. You can write your honest...

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Provident Personal Credit offers payday loans. You can read Provident Personal Credit payday loan reviews here. Our mission is to use the power of YOUR reviews to help make the financial world work better for everybody. You can write your honest Provident Personal Credit payday loan reviews on Smart Money People to help other potential customers get the inside track.

Overall Rating

Good

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Provident Personal Credit Review Insight

What are people saying in their reviews?

Customer Service

57% of feedback is Process related

Customer profile

Top Age Profile: 25-34

Top Channel Preference: Online

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Your Short Term Loan Reviews

45 reviews

Review Provident Personal Credit's Short Term Loan now

Ridiculous interest

Took a short term loan as I was short on money due to being furloughed. The interest rate is extremely high and I’m still paying it off.

Reviewed on 12th July 2020
Catherine Bell's avatar
Catherine Bell

High interest

Silly silly going for these , too easy and my home advisor was very manipulative and encouraged me to lie about my outgoings

Reviewed on 9th July 2020
Tracy's avatar
Tracy

Easy to apply, Easy to pay

It was really easy to apply even with my bad credit history, quick loan payment to me, easy to pay back with the caller coming to my house each week, low payments, interest was not very high but not very low but it was fine as a quick money maker.

Reviewed on 13th June 2020
caravandreamer's avatar
caravandreamer

Pretty reasonable to customers

Paying the loans back seems so simple but not

Reviewed on 12th January 2020
Raymond burton 's avatar
Raymond burton

A star

Nice and quick to get a loan without any hassle

Reviewed on 9th June 2019
Zippedup's avatar
Zippedup

efficient, friendly and undersstanding

Provident helped me out in a time of gireif and gave me some peace and calm in my life

Reviewed on 23rd May 2019
Will Reid's avatar
Will Reid

Don't touch this company

Initially veryou friendly, but then pressure you too take out more, they take the affordability on your original application even if circumstances have changed and when you make a formal complaint you get no response. Don't touch them

Reviewed on 14th April 2019
Linda Tannant's avatar
Linda Tannant

For helping me to buy what I need

Not too sure about this page I need help in doing so

Reviewed on 23rd June 2018
Pauline brown's avatar
Pauline brown

Very good services

And friendly and got it when it was needed

Reviewed on 16th May 2018
Shema's avatar
Shema

A lending hand!

Being skint 3/4 days after payday is a real killer. How is one supposed to live without being able to provide yourself with the basic needs ‘Food, Warm & Shelter’? Well.. Being egible to take out a loan with Provident Personal Credit when I was a low p... Read more

Being skint 3/4 days after payday is a real killer. How is one supposed to live without being able to provide yourself with the basic needs ‘Food, Warm & Shelter’? Well.. Being egible to take out a loan with Provident Personal Credit when I was a low point financially helped me turn my money situation around. I took out a £500 on a agreement of a monthly repayment of £25 to help me get myself back on my feet and I can honestly say they did just that! :)

Reviewed on 8th November 2017
Charlene Watters's avatar
Charlene Watters

Review on provident

Absolutely fantastic service! Applied for my loan and within a few days the advisor called out and give me it there and then.. couldn't have asked for a better service.

Reviewed on 3rd November 2017
Sharon Boyd's avatar
Sharon Boyd

spot on

friendly staff were very helpful and so pleased my loan was paid on same x

Reviewed on 24th October 2017
Amanda dodsworth 's avatar
Amanda dodsworth

Agent I had was very rude

The agent I had told my personal information to someone they shouldn't have!!!!!!!!

Reviewed on 20th June 2017
Crystal Venus's avatar
Crystal Venus

Excellent service

Very helpful. Explain everything clearly. Option to pay weekly. Can pay online if you're not at home

Reviewed on 12th June 2017
Susan's avatar
Susan

Easy money, pressured repayment

I took out a Provident loan in 2015 & it was organised through someone else. The first contact I had with the agent was when she came to give me the money & sign the agreement. I was given £700 & my repayment was £1200 over twelve months. I paid on t... Read more

I took out a Provident loan in 2015 & it was organised through someone else. The first contact I had with the agent was when she came to give me the money & sign the agreement. I was given £700 & my repayment was £1200 over twelve months. I paid on time for 5/6 months then I became ill & unable to work. I was struggling to even pay my rent & although I had informed my agent about my situation, I began to get texts & letters saying that my loan was going to head office. This was worrying & stressful for me & I then received a letter to say that Provident had sold my outstanding balance to a different company. My experience has been very rushed & pressurised. I felt like I personally let the agent down & annoyed them. Although it was easy to get the loan, I would not recommend Provident because of the high interest & general feel of the company.

Reviewed on 7th June 2017
Charlie Brunton's avatar
Charlie Brunton

Just dont

I have been paying off the same loans for years as everytime I paid a bit off they would offer me a bigger loan to pay the one off I had and have some cash left. Probably a way to keep me with them and being easily caught like that I always accepted.... Read more

I have been paying off the same loans for years as everytime I paid a bit off they would offer me a bigger loan to pay the one off I had and have some cash left. Probably a way to keep me with them and being easily caught like that I always accepted. Just don't borrow from them

Reviewed on 17th May 2017
Stacy markley's avatar
Stacy markley

Friendly service

I needed a short term loan as my car blew up at a very difficult time, I don't have a wonderful credit rating, and knew I was in an unfortunate position. I contacted Provident and was approved straight away! A day later a very nice, helpful agent came... Read more

I needed a short term loan as my car blew up at a very difficult time, I don't have a wonderful credit rating, and knew I was in an unfortunate position. I contacted Provident and was approved straight away! A day later a very nice, helpful agent came to my house, confirmed my identity, confirmed I could meet my repayments, and was provided with my loan! 2 days later I have my new car! Very efficient and understanding at a difficult time! I would definitely recommend Provident to anyone! Excellent service!

Reviewed on 11th May 2017
Kingsley Betteridge's avatar
Kingsley Betteridge

No hassle doorstep lender

With Provident you know where you stand. It is the best for someone with bad credit. You get your money instantly. Very convenient.

Reviewed on 7th May 2017
Olukemi Aina's avatar
Olukemi Aina

average

Ok but once I payed my loan in full was not offered another one

Reviewed on 28th April 2017
1981mrmashley@gmail.com's avatar
1981mrmashley@gmail.com

Smug manager

I will never do business with you again reason being I had no choice but to miss one week payment off both my loans 1 I pay weekly and the other bi weekly now the manager said I can't pay full payment. I must split the weekly payment over both my... Read more

I will never do business with you again reason being I had no choice but to miss one week payment off both my loans 1 I pay weekly and the other bi weekly now the manager said I can't pay full payment. I must split the weekly payment over both my loans to cover arrears. How on earth is that possible it's only going to put me in more arrears. Anyone with very limited education can see this but not the manager.hes about as bright as a blackout. Safe to say I won't be doing anymore business with these people again

Reviewed on 28th April 2017
Paul race's avatar
Paul race