Provident Personal Credit offers payday loans. You can read Provident Personal Credit payday loan reviews here. Our mission is to use the power of YOUR reviews to help make the financial world work better for everybody. You can write your honest...
READ MOREProvident Personal Credit offers payday loans. You can read Provident Personal Credit payday loan reviews here. Our mission is to use the power of YOUR reviews to help make the financial world work better for everybody. You can write your honest Provident Personal Credit payday loan reviews on Smart Money People to help other potential customers get the inside track.
Customer Service
57% of feedback is Process related
Top Age Profile: 25-34
Top Channel Preference: Online
45 reviews
Ridiculous interest
Took a short term loan as I was short on money due to being furloughed. The interest rate is extremely high and I’m still paying it off.
Reviewed on 12th July 2020Catherine Bell![]()
High interest
Silly silly going for these , too easy and my home advisor was very manipulative and encouraged me to lie about my outgoings
Reviewed on 9th July 2020Tracy![]()
Easy to apply, Easy to pay
It was really easy to apply even with my bad credit history, quick loan payment to me, easy to pay back with the caller coming to my house each week, low payments, interest was not very high but not very low but it was fine as a quick money maker.
Reviewed on 13th June 2020caravandreamer![]()
Pretty reasonable to customers
Paying the loans back seems so simple but not
Reviewed on 12th January 2020Raymond burton![]()
A star
Nice and quick to get a loan without any hassle
Reviewed on 9th June 2019Zippedup![]()
efficient, friendly and undersstanding
Provident helped me out in a time of gireif and gave me some peace and calm in my life
Reviewed on 23rd May 2019Will Reid![]()
Don't touch this company
Initially veryou friendly, but then pressure you too take out more, they take the affordability on your original application even if circumstances have changed and when you make a formal complaint you get no response. Don't touch them
Reviewed on 14th April 2019Linda Tannant![]()
For helping me to buy what I need
Not too sure about this page I need help in doing so
Reviewed on 23rd June 2018Pauline brown![]()
Very good services
And friendly and got it when it was needed
Reviewed on 16th May 2018Shema![]()
A lending hand!
Being skint 3/4 days after payday is a real killer. How is one supposed to live without being able to provide yourself with the basic needs ‘Food, Warm & Shelter’? Well.. Being egible to take out a loan with Provident Personal Credit when I was a low p... Read more
Being skint 3/4 days after payday is a real killer. How is one supposed to live without being able to provide yourself with the basic needs ‘Food, Warm & Shelter’? Well.. Being egible to take out a loan with Provident Personal Credit when I was a low point financially helped me turn my money situation around. I took out a £500 on a agreement of a monthly repayment of £25 to help me get myself back on my feet and I can honestly say they did just that! :)
Reviewed on 8th November 2017Charlene Watters![]()
Review on provident
Absolutely fantastic service! Applied for my loan and within a few days the advisor called out and give me it there and then.. couldn't have asked for a better service.
Reviewed on 3rd November 2017Sharon Boyd![]()
spot on
friendly staff were very helpful and so pleased my loan was paid on same x
Reviewed on 24th October 2017Amanda dodsworth![]()
Agent I had was very rude
The agent I had told my personal information to someone they shouldn't have!!!!!!!!
Reviewed on 20th June 2017Crystal Venus![]()
Excellent service
Very helpful. Explain everything clearly. Option to pay weekly. Can pay online if you're not at home
Reviewed on 12th June 2017Susan![]()
Easy money, pressured repayment
I took out a Provident loan in 2015 & it was organised through someone else. The first contact I had with the agent was when she came to give me the money & sign the agreement. I was given £700 & my repayment was £1200 over twelve months. I paid on t... Read more
I took out a Provident loan in 2015 & it was organised through someone else. The first contact I had with the agent was when she came to give me the money & sign the agreement. I was given £700 & my repayment was £1200 over twelve months. I paid on time for 5/6 months then I became ill & unable to work. I was struggling to even pay my rent & although I had informed my agent about my situation, I began to get texts & letters saying that my loan was going to head office. This was worrying & stressful for me & I then received a letter to say that Provident had sold my outstanding balance to a different company. My experience has been very rushed & pressurised. I felt like I personally let the agent down & annoyed them. Although it was easy to get the loan, I would not recommend Provident because of the high interest & general feel of the company.
Reviewed on 7th June 2017Charlie Brunton![]()
Just dont
I have been paying off the same loans for years as everytime I paid a bit off they would offer me a bigger loan to pay the one off I had and have some cash left. Probably a way to keep me with them and being easily caught like that I always accepted.... Read more
I have been paying off the same loans for years as everytime I paid a bit off they would offer me a bigger loan to pay the one off I had and have some cash left. Probably a way to keep me with them and being easily caught like that I always accepted. Just don't borrow from them
Reviewed on 17th May 2017Stacy markley![]()
Friendly service
I needed a short term loan as my car blew up at a very difficult time, I don't have a wonderful credit rating, and knew I was in an unfortunate position. I contacted Provident and was approved straight away! A day later a very nice, helpful agent came... Read more
I needed a short term loan as my car blew up at a very difficult time, I don't have a wonderful credit rating, and knew I was in an unfortunate position. I contacted Provident and was approved straight away! A day later a very nice, helpful agent came to my house, confirmed my identity, confirmed I could meet my repayments, and was provided with my loan! 2 days later I have my new car! Very efficient and understanding at a difficult time! I would definitely recommend Provident to anyone! Excellent service!
Reviewed on 11th May 2017Kingsley Betteridge![]()
No hassle doorstep lender
With Provident you know where you stand. It is the best for someone with bad credit. You get your money instantly. Very convenient.
Reviewed on 7th May 2017Olukemi Aina![]()
average
Ok but once I payed my loan in full was not offered another one
Reviewed on 28th April 20171981mrmashley@gmail.com![]()
Smug manager
I will never do business with you again reason being I had no choice but to miss one week payment off both my loans 1 I pay weekly and the other bi weekly now the manager said I can't pay full payment. I must split the weekly payment over both my... Read more
I will never do business with you again reason being I had no choice but to miss one week payment off both my loans 1 I pay weekly and the other bi weekly now the manager said I can't pay full payment. I must split the weekly payment over both my loans to cover arrears. How on earth is that possible it's only going to put me in more arrears. Anyone with very limited education can see this but not the manager.hes about as bright as a blackout. Safe to say I won't be doing anymore business with these people again
Reviewed on 28th April 2017Paul race![]()
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