Paid advertisement
Smart Money People Logo

StepChange: Debt advice reviews

4.92
Based on 16,855 reviews, last reviewed 27th May 2026
102900% increase in 5 star reviews
in the past 90 days
900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
97%
See only 4 star reviews
3%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Taking control Having got myself into debt ,the realisation of this was very stressful. Getting in touch with Stepchange was the best thing I could have done. They h... Read more Reviewed on: 27th May 2026
Jacqueline Davies 's avatar
Jacqueline Davies

Latest lowest rating:

2

Wouldn't recommend The customer service team I find to be very slow in responding, and I have sometimes had to send the same information a few times as they have clearly... Read more Reviewed on: 9th May 2026
CharleyM's avatar
CharleyM

About this product

StepChange offer free and impartial advice to people who want to be free of debt.

The StepChange team will take time to understand your situation and then give you tailored advice based on your circumstances. StepChange can support you through a wide range of debt solutions including debt management plans and IVAs.

StepChange debt advice reviews help you find out what it’s really like to be a customer. If you’ve used StepChange before, you can also leave a review and share your experience.

StepChange Debt advice reviews (16855)

Review of the StepChange, Debt advice:

No hassle no judgment help

5
Step change help us sort ourselves out without any fuss or judgement. They explained all the details and options and helped us follow through our plan. Also explained how to desk with the creditors. Fantastic service showing us "light at the end of the tunnel ". Reviewed on: 9th June 2021

Excellent service

5
The people at step change and and the company provide excellent service and are the best. They are so kind and helpful Reviewed on: 23rd July 2021

Helped us somewhat but limited

4
We have been helped somewhat by going with step change, but there help is very limited and after nearly 10yrs of payments the money owed never seems to go down, the debtors seem to be able to lump all these extra fees on an already over inflated pay back plan, so we will be stuck with this debt for life, step change can't do anything for us other than be a middle man for payments, and that is it . Reviewed on: 23rd July 2021

Helpful

5
The StepChange team are helpful and always give you all the options so you can make informed choices. Reviewed on: 23rd July 2021

My stepchange review

5
Stepchange help me to manage my debt plan. By managing my debt it reduced the emotional stress due to my mental health Reviewed on: 23rd July 2021

Debt help

5
Excellent service Reviewed on: 23rd July 2021

outstanding

5
step change has given me my life back Reviewed on: 23rd July 2021

Life got better at a time of great worry

5
Stepchange helped me at a time of great worry getting me back on track I cannot thank them enough Reviewed on: 23rd July 2021

Could not recommend enough

5
They was so understanding. Whenever my financial situation changed they helped me find a new plan to pay off my debt. Super friendly too Reviewed on: 23rd July 2021

Step change.

5
Very very understanding and stress free and at the end debt free . Reviewed on: 23rd July 2021

Life Changing Contact

5
I was in a downward spiral of substantial debt which I had ignored for some time and I felt ashamed to contact anyone in case they felt I was a fool. Finally plucked up the courage to ring Step Change and I really have never looked back. All the staff I have spoken to have been incredibly empathetic and helpful in every respect. I have never felt a fool not alone be treated like one; the weight off my shoulders is indescribable. I cannot say enough in praise of this organisation. It certainly helped me and my creditors - a win win all around. Reviewed on: 23rd July 2021

Do you have a different StepChange product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from StepChange?

  • Mortgage Broker

    from StepChange 4.26 from 6 reviews
    StepChange
    View all products