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Vanquis : Credit Building Credit Card reviews

4.77
Based on 19,862 reviews, last reviewed 19th Jul 2025
46% decrease in 5 star reviews
in the past 90 days
54% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

A credit card that actually makes life easier! I’ve been using my Vanquis credit card for a while now, and honestly, it’s been a game changer. The application process was quick and hassle-free, the... Read more Reviewed on: 19th July 2025
Andrzej N's avatar
Andrzej N

Latest lowest rating:

1

Balance transfer scam After doing a balance transfer to my Vanquis account which the offer was 0% for 12 months, for which I was charged a balance transfer fee of £147, Van... Read more Reviewed on: 15th July 2025
Unhappy customer's avatar
Unhappy customer

About this product

Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history.

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Vanquis Credit Building Credit Card reviews (19862)

Never had an issue.

5
Never had an issue. App is easy to use. Reviewed on: 2nd May 2024

Customer service

5
I have only interacted with customer service once and the responce was excellent Reviewed on: 2nd May 2024

Credit builder card

5
They give people with a low credit rating a chance to build their credit rating up.. They are very helpful when u contact them and would highly recommend Reviewed on: 2nd May 2024

Amazing, best,it helps a lot for my expenses

5
Amazing, best,it helps a lot for my expenses Reviewed on: 2nd May 2024

Great card, easy to use mobile app.

5
Easy to use mobile phone app. Always reliable and secure. No problems making payments or purchasing. Never an issue. Reviewed on: 2nd May 2024

I started off with a credit limit of £600 12 months...

2
I started off with a credit limit of £600 12 months have paid off more than the minimum amount via direct debit payment every month and have not even been asked for an increase in my credit limit Reviewed on: 2nd May 2024

Easy to use

5
All ways easy to use the app for anything I have wanted to do/find info on products etc and while I app you are a business my card with yourselves has quite a high interest rate Reviewed on: 2nd May 2024

When times were hard they were so kind and understan...

5
When times were hard they were so kind and understanding Reviewed on: 2nd May 2024

Good for me

5
Since I was expected it's has been a godsend for me Reviewed on: 2nd May 2024

Excessively delayed reviews

4
Respect that one of the first cards that extended me credit. Cards issued subsequent to this had positively reviewed the limit (some even twice) but seems like Vanquis is in slumber. With 7% of my wallet size I am inclined to even reduce the usage as I need to keep paying the balance down to remain within 25% of limit range Reviewed on: 2nd May 2024

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