Write a review

Vanquis : Credit Building Credit Card reviews

Name: Credit Building Credit Card
Rating: 4.76 (19861 reviews)

View other Vanquis products

4.77

Based on 19,861 reviews, last reviewed 19th Jul 2025

46% decrease in 5 star reviews

in the past 90 days

54% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

A credit card that actually makes life easier! I’ve been using my Vanquis credit card for a while now, and honestly, it’s been a game changer. The application process was quick and hassle-free, the... Read more Reviewed on: 19th July 2025

Latest lowest rating:

1

Balance transfer scam After doing a balance transfer to my Vanquis account which the offer was 0% for 12 months, for which I was charged a balance transfer fee of £147, Van... Read more Reviewed on: 15th July 2025

Read all reviews Write a review

About this product

Credit building credit cards are designed for people who have a poor credit score or those with little or no credit history.

Smart Money People is the place for Vanquis Bank reviews. Read and write reviews to help increase trust and transparency in Financial Services.

Review Vanquis : Credit Building Credit Card now

Help others make smarter decisions by sharing your own experience.

Write a review

Vanquis Credit Building Credit Card reviews (19861)

Very friendly and good customer service and low inte...

Very friendly and good customer service and low interest rate when compared to others. Reviewed on: 2nd May 2024

Is been nice all this while using it

Is been nice all this while using it Reviewed on: 2nd May 2024

Great service, no issues with vanquis

Great service, no issues with vanquis Reviewed on: 2nd May 2024

It’s really easy to use and they give really good cr...

It’s really easy to use and they give really good credit! Reviewed on: 2nd May 2024

Very good credit limit for me as my credit score is...

Very good credit limit for me as my credit score is not that good. Reviewed on: 2nd May 2024

Vanquis gave me an opportunity to get a credit card...

Vanquis gave me an opportunity to get a credit card Reviewed on: 2nd May 2024

I'vgoode had a very positive experience

I've had a very positive experience Reviewed on: 2nd May 2024

Amazing service.

Amazing service. Easy access to all services from app. Very good customer care service when required. Reviewed on: 2nd May 2024

Targetting those with poor credit rating and chargin...

Targetting those with poor credit rating and charging them more I guess makes good business sense but if you are close to your limit there is no warning like others do to say maybe you should pay x to avoid extra charges instead they just let it happen and take more money off you. You go overdrawn and get charged more while harming your credit rating. While claiming they want to help you to build a better credit rating. I get it I'm not great with my money but it will never get better if I am in a constant fight to get back to a better place. There are other cards that will warn you that you are getting close to your limit how much to pay to cover interest and to keep below your limit. So charge far less interest too. Reviewed on: 2nd May 2024

Have had good experience with vanquis

Have had good experience with vanquis Reviewed on: 2nd May 2024

Do you have a different Vanquis product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Credit Card
from Debenhams 2.29 from 13 reviews
Clubcard Credit Card
from Tesco Bank 3.98 from 317 reviews
Choice Rewards Credit Card
from Lloyds Bank 4.10 from 13 reviews

Want to see more from Vanquis ?

Vanquis Savings
from Vanquis 5.00 from 2 reviews
Loans
from Vanquis 4.92 from 1252 reviews
Black Diamond Visa
from Vanquis 4.81 from 9 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub