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Vanquis : Credit builder credit card reviews

Name: Credit builder credit card
Rating: 4.76 (19909 reviews)

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4.78

Based on 19,909 reviews, last reviewed 23rd Oct 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

85%

10%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025

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About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

trouble paying my balance

I have trouble paying my balance off yet still regularly get offers to increase my limit. I am aware you can lower your limit but it is difficult getting anywhere close to that marker to activate. Reviewed on: 10th July 2025

Very helpfull

Great help in needed times. Good rates Reviewed on: 10th July 2025

Didn't want to know and just kept putting interest u...

Didn't want to know and just kept putting interest up on my account.Not very helpful at all Reviewed on: 10th July 2025

Credit score

It’s a great card for building your credit score it’s good value for money and it’s a great go to when in need of some cash Reviewed on: 10th July 2025

So far so good.

So far so good. No issues at the moment. Keep up the good work Reviewed on: 10th July 2025

Vanquis has always been there when I have needed tha...

Vanquis has always been there when I have needed that extra cash boost.There app is easy to understand too. Reviewed on: 10th July 2025

I am to use only 1 credit card with huge limit

Best option credit card. In 1 go you can get more limit. Reviewed on: 10th July 2025

I had an incident where my cards were compromised an...

I had an incident where my cards were compromised and Vanquis didn't allow the payments to go through where others did! Was notified straight away! Reviewed on: 10th July 2025

Have always found customer service friendly, helpful...

Have always found customer service friendly, helpful, and polite. very good at sorting out any problem you may have with your account Reviewed on: 10th July 2025

My Experience

I first applied for a Vanquis card when I was looking for a way to improve my credit score. I had limited credit history in the UK, and Vanquis is known for accepting people with low or no credit scores. The application process was fairly straightforward, and I got a decision within a few days. Reviewed on: 10th July 2025

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