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Vanquis : Credit builder credit card reviews

4.78
Based on 19,909 reviews, last reviewed 23rd Oct 2025
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
See only 2 star reviews
1%
See only 1 star reviews
2%

Latest highest rating:

5

They try to help you even when skinned financially. They try to help you even when skinned financially. So no complaints from me what so ever. Reviewed on: 23rd October 2025
Vlad's avatar
Vlad

Latest lowest rating:

1

Vanquis is the worst credit provider I have used. Vanquis is the worst credit provider I have used. Ridiculous terms and interest rates, don't want to help when you're trying to find a solution to hel... Read more Reviewed on: 8th August 2025
Jodie H's avatar
Jodie H

About this product

The Vanquis Credit Builder credit card is available to apply for online.

Build your credit rating by paying on time and staying within your limit. With a Vanquis Credit Card, you don’t pay any annual sign-up fees. You pay transaction fees for withdrawing cash, balance transfers and using your card in a foreign currency.

Vanquis Credit Builder credit card reviews help you find out what it’s really like to be a customer. If you’ve used Vanquis before, you can also leave a review and share your experience.

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Vanquis Credit builder credit card reviews (19909)

Quick process and kept me updated on the progress.

5
Quick process and kept me updated on the progress. Excellent customer service Reviewed on: 10th July 2025

Fantastic Card to have in my wallet.

5
I have had no issues with my card or customer service who I called once to activate my card as the app wasnt installed on my phone in full now I have the fully installed app I can make payments direct and easily great. Reviewed on: 10th July 2025

Safety and confidence.

5
Everything is clearly laid out. No hidden fees or ambiguous terms. The mobile app is very easy to use. I felt safe and confident using this card. Reviewed on: 10th July 2025

Customer service team aren't great at drawing with p...

3
Customer service team aren't great at drawing with people who are complex and dont understand so never been able to really talk as no one understsnds Reviewed on: 10th July 2025

I like I would recommend to my friends

5
I like I would recommend to my friends Reviewed on: 10th July 2025

Vanquis saved my dog and helped me buy my first home!

5
i started using vanquis to build my credit score and have some emergency money, thanks to vanquis i could pay for my dogs surgery when he unexpectedly became ill-i’ve also been able to start looking at houses now my credit score is high!! Reviewed on: 10th July 2025

A great experience

5
I find it easy to get information I want from vanquish the customer service is excellent everything is explained in a way you can understand Reviewed on: 10th July 2025

Great support, thanks for understanding in wrong time.

5
Great support, I am in financial trouble then they help me like God. Reviewed on: 10th July 2025

I've had a great experience with the Vanquis Credit...

5
I've had a great experience with the Vanquis Credit Builder Credit Card. They are always proactive in protecting my account, and I feel secure knowing they take fraud prevention seriously. Their customer service is also excellent—friendly, helpful, and quick to resolve any issues. Overall, I’m really happy with the service and would definitely recommend them to anyone looking to build their credit. Reviewed on: 10th July 2025

Been with vanquis a very long time

5
Been with vanquis a very long time then i have stopped for a while, then started again, the app itself has improved and gone better. big change from when vanquis first came now 2025 i can see many improved changes. Reviewed on: 10th July 2025

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