Smart Money People Logo

Virgin Money: Cash ISA reviews

3.98
Based on 261 reviews, last reviewed 21st Apr 2025
300% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
65%
See only 4 star reviews
15%
See only 3 star reviews
5%
See only 2 star reviews
2%
See only 1 star reviews
13%

Latest highest rating:

5

Virgin Money Cash ISA I have had a Cash ISA with Virgin Money for 3 years now. The interest rate is very good for an easy access account. Customer Service is also very good... Read more Reviewed on: 21st April 2025
Molly57's avatar
Molly57

Latest lowest rating:

1

opened a virgin money ISA unable to transfer funds... opened a virgin money ISA unable to transfer funds from my virgin current A/C to ISA account despite spending about 3 hrs over 2 days on the phone ... Read more Reviewed on: 9th April 2025
john lindley's avatar
john lindley

About this product

Virgin Money offer a range of Cash ISAs.

Products include fixed rate Cash ISAs or Easy Access and Defined Access if you want to pay in and withdraw money at any time and without incurring a charge. Virgin Money Cash ISAs can be opened online or in-store.

Virgin Money Cash ISA reviews help you find out what it’s like to be a customer. If you’ve used Virgin Money before, you can also leave a review and share your experience.

Review Virgin Money: Cash ISA now

Help others make smarter decisions by sharing your own experience. Write a review

Virgin Money Cash ISA reviews (40)

Annoying!

4
Annoying! Log in to platform quite frustrating. I have lots of accounts with various banks, and none have such an annoying log in. First you have to remember sort code, then customer number, then password, and finally have to request and enter passcode sent to phone. I honestly think I would take a slightly lower rate next time, and go with a bank which uses an app and touch login Reviewed on: 29th February 2024

A balanced company.

4
A balanced company offering a reasonable choice of products. Reviewed on: 14th February 2024

A Bit Fiddly to Manage

4
You can only access the ISA by using an app that often fails so it's hard to keep track of everything Reviewed on: 23rd August 2023

good range of rates according to your needs

4
They have an easy access ISA at a good rate and a fixed rate ISA at even better. Existing customers can get a bonus rate, and can transfer in to the fixed rate with ease. Although fixed term, one can make withdrawals if one needs access to ones money, only paying 60 days' interest penalty. This gives you the benefit of higher fixed term rates, but the flexibility to access your money if you need to. Reviewed on: 17th March 2023

good Cash ISA rate

4
App is OK and ISA rates are good Reviewed on: 16th March 2023

Cash ISA

4
Instant access cash ISA can be easily serviced online and offers a competitive rate of interest. Straight forward investment process. Reviewed on: 28th February 2023

Best interest rate at present.

4
Best interest rate at the moment with 2 penalty free withdrawals in 12 month period Reviewed on: 16th September 2021

Great Product

4
Easy to set up and at a decent rate. Some issues with validating identity but sorted in the end Reviewed on: 6th May 2020

HELPFUL STAFF

4
Easy to speak to staff in local branches. Reviewed on: 5th January 2020

Not bad

4
Not bad, not great. I'd recommend. Reviewed on: 15th April 2019

Do you have a different Virgin Money product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Virgin Money has a range of products available. Check the ratings of each product to find the right one for you. View all products