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Zopa: Cash ISA reviews

4.95
Based on 1,534 reviews, last reviewed 12th Mar 2026
25900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
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4%
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Latest highest rating:

5

Oap friendly App very easy to use, but able to contact a real person if needed Reviewed on: 12th March 2026
Janet's avatar
Janet

Latest lowest rating:

1

Obstructive to ISA transfer out I have had no fewer than 4 attempts to organise a transfer out and each time Zopa finds a way not to act on the request. The current strategy is Zopa ... Read more Reviewed on: 27th May 2025
Tmr S's avatar
Tmr S

About this product

The Zopa Smart ISA can be opened with as little as £1.

Customers who already have a Smart Saver Account can apply for a Smart ISA via the Smart Savings Hub. With Zopa, you’ll have one flexible cash ISA, but within that, can spread your allowance across different ISA pots.

Zopa Smart ISA reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Cash ISA reviews (1534)

Review of the Zopa, Cash ISA:

Simple system does everything efficiently leaving yo...

5
Simple system does everything efficiently leaving you in complete control Reviewed on: 17th January 2025

Excellent experience

5
Very simple and easy to follow instructions for each stage of interaction Reviewed on: 1st March 2025

Great app and interest rates!!

5
Great app and interest rates. Fast and efficient service. Thank you. Reviewed on: 1st March 2025

Never any problems.

5
Never any problems. Competitive rates. Reviewed on: 1st March 2025

What all ISA providers should be like

5
Very easy to set up accounts and manage then with instant transfers in and out so easy to do and no forcing you to change ISA provide each year as they give existing and new customers the same rates. Customer service has always been great too, everything a financial service provider should be. Reviewed on: 1st March 2025

Quick and Easy Banking with good rates

5
I found Zopa to be the best choice for quick and easy savings with good rates. The ability to have a boosted pot and a cash ISA is great. Reviewed on: 1st March 2025

Zopa was set up in a few click, the app is great and...

5
Zopa was set up in a few click, the app is great and the rates were the best on the market. Reviewed on: 1st March 2025

Excellent

5
Excellent service easy to use app. Reviewed on: 1st March 2025

Great rates easy system

5
Great rates easy system to use does what it says Reviewed on: 1st March 2025

Excellent service and rates

4
Excellent service and rates, shame they no longer do P2P. Reviewed on: 1st March 2025

Primary and ISA account .

5
Very easy to move money/transfer money . The app is easy to navigate and use . Good interest rates and plenty of different products to fulfil your needs. Reviewed on: 1st March 2025

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