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Zopa: Car Finance reviews

Name: Car Finance
Rating: 4.89 (711 reviews)

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4.83

Based on 711 reviews, last reviewed 21st Jan 2025

900% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

3 star

Latest highest rating:

5

Very good customer service and much more. Very good customer service and much more. Reviewed on: 21st January 2025

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024

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About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car Finance reviews (711)

Review of the Zopa, Car Finance:

A very friendly application process and payments.

I got the loan very fast and everything was done online. Reviewed on: 22nd February 2023

Excellent personal service

Personal service from excellent staff, with quick answer to my application for car finance. Reviewed on: 23rd February 2023

Great customer service

Great customer service and everything easy to understand charges Reviewed on: 23rd February 2023

Great Service

Easy to apply and great rates, quick approval process. Reviewed on: 23rd February 2023

Cannot fault zopa, efficient and helpful

Zopa have been amazing in helping us with a car we we purchased using their finance because they offered the best apr.... they've gone above and beyond in helping us solve or try to solve issues we've had with a car dealership, also the process of organising the finance was very simple and terms etc easy to understand.... we also have a loan with zopa and the app to view payments details and any offers is great, so simple and easy to use.....would recommend Reviewed on: 23rd February 2023

Easy to process.

This is the first time I have applied for car finance and I expected the experience to be daunting, however I found the process with Zopa was very straightforward and easy to complete. It went through quickly and my dealership had now issues. I also like the Zopa app, easy to use and keep on track of how the repayments are going. Reviewed on: 23rd February 2023

A Pleasure To Do Business With

Zopa has always been my "go to" company when it is time to change my vehicle,providing me with capital,at a good rate,enableing me to get the best possible deal. Reviewed on: 23rd February 2023

highly recommend

highly recommend - fast and easy approval Reviewed on: 23rd February 2023

Great Customer Service

Excellent discreet service. Will highly recommend Reviewed on: 23rd February 2023

Quick and easy to set-up

The process was super simple to set-up, the application took only a few minutes and funds were made available immediately. The app to monitor the account is a great touch too to make payments, manage the balance and even request instant pay off figures. Reviewed on: 23rd February 2023

Clear terms

Easy to apply and clear/uncomplicated to understand the terms and conditions. Money was instantly in my account. Reviewed on: 23rd February 2023

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