Smart Money People Logo

Zopa: Car Finance reviews

4.83
Based on 711 reviews, last reviewed 21st Jan 2025
900% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
3 star
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very good customer service and much more. Very good customer service and much more. Reviewed on: 21st January 2025
Ian C's avatar
Ian C

Latest lowest rating:

1

My experience with Zopa Bank has been extremely disa... My experience with Zopa Bank has been extremely disappointing and stressful. I financed a car through a hire purchase agreement, expecting reliable se... Read more Reviewed on: 26th December 2024
Tosin J's avatar
Tosin J

About this product

Zopa car finance offer two ways to help with a car purchase. Choose from hire purchase where you pay off the cost in equal instalments, or personal contract purchase where you hand the car back or pay off the balance at the end of the agreement.

You can check your eligibility for Zopa car finance without impacting your credit score.

Zopa car finance reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Zopa Car Finance reviews (711)

Review of the Zopa, Car Finance:

A very friendly application process and payments.

5
I got the loan very fast and everything was done online. Reviewed on: 22nd February 2023

Quick and easy availability of funds

5
It was totally amazed at the quick response by Zopa, the money arrived within 1 hour of applying for this car loan jn the middle of the night, it really impacted my life positively. Thanks Zopa! Reviewed on: 23rd February 2023

I am very satisfied with the loan I received

5
I received the money for the car very quickly and efficiently Reviewed on: 23rd February 2023

Best small loan company ever

5
Good rates ,easy to set up . Very accessible account update . Reviewed on: 22nd February 2023

Hassle free finance

5
Zopa gives you full control over your finance or a loan, providing a numerous options to choose from. You can move repayment date to suit your needs or make an extra payment if you want to. Everything about them is crystal clear and the app that lets you access your products is pretty straightforward. You can even view your credit score and see if you’re eligible for more products. I would definitely recommend it to anyone who is looking for a low cost borrowing solution. Reviewed on: 22nd February 2023

No nonsense loans

5
Friendly helpful and understanding . I wouldn't go anywhere else. Fair interest rates. I wouldn't go anywhere else Reviewed on: 22nd February 2023

Great Allrounder

5
Easy to set up, good communication which is clear and concise, easy access to account, not bombarded with emails. I would definitely recommend to others. Reviewed on: 22nd February 2023

First class

5
From the very start I knew what was happening and when it would happen. All charges fully explained, clear and very helpful. Reviewed on: 22nd February 2023

Great user interface

5
Faultless customer experience with Zopa and a lovely user interface managing it through their app Reviewed on: 22nd February 2023

Got the loan in a timely manner

5
The process of accessing the loan was smooth and straightforward. It was an amazing experience and I have already recommended friends and family who have had same experience. Thank you Reviewed on: 22nd February 2023

Best lender I have ever used

5
Zopa's rates are competitive, their website so easy to understand and use and their customer service is second to none. I have recommended Zopa to friends and colleagues. I wouldn't use any other lender. Reviewed on: 22nd February 2023

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

There's still more to see!

Zopa has a range of products available. Check the ratings of each product to find the right one for you. View all products