Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

View other Zopa products

4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69084)

Excellent service with great rates

I've only had great experience with Zopa so far. They gave me the best rate on a personal loan, it was quick, really easy and probably the best financial transaction i've had in terms of ease of use and rates. First class :) Reviewed on: 4th January 2018

Perfect experience

Zopa is a very supportive lender who offer options tailored to the individual. My zopa loan has helped me enormously to get back on track and in control of my finances. I had a few credit cards which never decreased in balance, now I can see light at the end of the tunnel with a steadily decreasing balance. Thanks Zopa. Reviewed on: 4th January 2018

Hassle Free Lending

Great customer service and great interest rates. Highly recommended and will definitely use again if I ever need finance. Reviewed on: 4th January 2018

My experience with Zopa

I found Zopa so user friendly and very quick. I also like that I can pay back lump sums at no extra cost. Reviewed on: 4th January 2018

Fast, hassle free and competetive.

I would advise ZOPA to all looking for a quick and competitive loan. Reviewed on: 4th January 2018

Perfect lenders

Zopa have got to be the best lenders out there! APR is far lower than most banks!! Reviewed on: 4th January 2018

Quick, efficient and reasonably priced

Very smooth process. A decent loan company that doesn’t make you feel like you’re being scammed. Reasonably priced and a great process Reviewed on: 4th January 2018

Quick, affordable and hassle free

Zopa loans are a fast alternative to payday lenders and high street banks with great rates and flexible terms to suit everyone. Very happy with my Zopa loan as I can pay it back ahead of the plan without any additional fees. Reviewed on: 4th January 2018

Great rates on personal loans

Great experience of really low interest personal loan provider. I did it all online and had no issues Reviewed on: 4th January 2018

Quick and simple

I had no issues with zopa, there was minimal time between my loan being approved and the money being in my account. I was able to easily change my repayment date to one that suited me and have had no issues with them. Reviewed on: 4th January 2018

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from OakbrookAdvance (formerly Finio Loans) 4.82 from 6805 reviews
Personal Loan
from AA 2.43 from 46 reviews
Short-term loan
from Mr Lender 4.85 from 8305 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1793 reviews
Credit card
from Zopa 4.87 from 44344 reviews
Cash ISA
from Zopa 4.84 from 1545 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub