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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Great rates, simple process

Car loan approved and money deposited in a painless simple process. Would recommend to everyone. Reviewed on: 4th January 2018

Simple and efficient

This is my second loan with Zopa . Process was simple and got approval immediately Reviewed on: 4th January 2018

Excellent Lender

Flexible, convenient and easy process Reviewed on: 4th January 2018

A helping hand

Zoos have enabled us to borrow money at low rates for various projects. This is our third loan and we have never encountered a problem using the company. We think they are fair to their customers and we wouldn’t hesitate to use them again. Reviewed on: 4th January 2018

Quick, easy and efficient service

Great company to work with. They were efficient and speedy in there reply to the request for the loan. This took the stress out of finding a loan when the pressure was on to find additional money to pay for extensive roof repairs to our house. Thank you Zopa ! Reviewed on: 4th January 2018

Quick and Simple

Very easy to use. Simple and straightforward service. Reviewed on: 4th January 2018

Awesome

Awesome, low rates, easy to use website Reviewed on: 4th January 2018

Solid service and great value

Had many loans with zopa, each one has been quick and easy to repay. No hidden charges and good rates. Reviewed on: 4th January 2018

Looking for a loan, zopa has it

Easy online application form to complete, no fuss, no hassle, money in account in days. Reviewed on: 4th January 2018

Always a pleasure

I have had 3 accounts with zopa always 1St class service Reviewed on: 4th January 2018

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