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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Brilliant service

5
Zopa has a amazing customer service, an amazing lower rate loan an it’s very reliable if you want to pay early. I definitely recommend! Reviewed on: 4th January 2018
Renato's avatar
Renato

Rapid Loan decision

5
Zopa was able to lend to a 70+ in contrast to other lenders. Very easy to deal with especially early partial repayments. Reviewed on: 4th January 2018
Graham Snow's avatar
Graham Snow

Very happy with the service

4
I had to get a loan and I looked around to find the best price and apr when I came cross zopa and the price was good and it went straight in my bank with no hassle and will definitely recommend Reviewed on: 4th January 2018
Stuart 's avatar
Stuart

Great Loan Provider !

5
Applied for a loan with Zopa and found the experience to be straightforward and easy to engage with. Money received in a very timely manner. Recommended ! Reviewed on: 4th January 2018
alan gosling's avatar
alan gosling

rapid and fair lender

4
found Zopa on the internet and was astonished how fast and efficient the company is. Rates and terms are fair Reviewed on: 4th January 2018
Mike Halsall's avatar
Mike Halsall

Very good service, quick and easy application process

5
The application process was very quick,easy and straight forward. I appreciate the regular updates and review Of my personal loan. Would recommend! Reviewed on: 4th January 2018
Lorraine walker's avatar
Lorraine walker

Brilliant, fast response

5
Had a loan from zopa, fast service , very helpful and excellent rate would highly recommend Reviewed on: 4th January 2018
andrew cotton's avatar
andrew cotton

Excellent Service

5
I am a Zopa loan customer and found the application process to be very straightforward and with the money in my bank account within a few days. Excellent service from a organisation that in my opinion is doing more than the big banks. Reviewed on: 4th January 2018
Umar Farooq's avatar
Umar Farooq

Excellent Service

5
I have received excellent service from Zopa from speaking to them directly to using their website. Reviewed on: 4th January 2018
Rachel Denwood's avatar
Rachel Denwood

Great company

5
Great service quick and easy highly recommend Reviewed on: 4th January 2018
Tanya Smith's avatar
Tanya Smith

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