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Zopa: Personal loan reviews

4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (69084)

Simple, honest and good value

5
I got a loan through Zopa after researching online. Really easy to complete, the rates are what you are quoted initially and its very clear. Will definitely use them again if needed in future! Reviewed on: 4th January 2018

Fast loan, no questions

5
Is the best loan I’ve had in years, transparent, fast and professional Reviewed on: 4th January 2018

Brilliant

5
Zopa was very quick and helpful recommended them to everyone who would like a loan Reviewed on: 4th January 2018

Easy and simple to use

5
Brilliant speedy service and love how I can log in and track how much I've paid back and who has lent the money. Simple to use and very responsive. Reviewed on: 4th January 2018

Quick and easy

5
Clear information and quick feedback. A no-hassle, online experience. Reviewed on: 4th January 2018

Very easy and no hassle

5
Zopa had the best rates and the loan was quick with no hassle Reviewed on: 4th January 2018

Zopa recommendation

5
Zopa were very easy to use with down to earth terminology and easy access. Their communication was good and the whole process was surprisingly painless and flexible. Reviewed on: 4th January 2018

I like ZOPA

5
Excellent company, no fuss just a professional service and quite quick too! Reviewed on: 4th January 2018

Loans for All

5
Plenty of options on many loans Reviewed on: 4th January 2018

Quick and easy

5
Easy to arrange the loan. The loan can be managed online with ease. Good customer experience. Reviewed on: 4th January 2018

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