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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Amazing Product and Excellent Customer Service

fantastic products with easily explained process giving flexible options on repayments giving detailed breakdowns on balance payments with annual statements Reviewed on: 4th January 2018

Easy, quick, hassle free and competetive loan company

Easy to arrange a loan and flexible if needed. Great website and competitive rates. What's not to like! Reviewed on: 4th January 2018

Zopa

Great service and well run Company Reviewed on: 4th January 2018

Excellent Service

My loan was set up in two days and I was very pleased with the rate I was offered! Hassle free, simple application process with great online facilities. Reviewed on: 4th January 2018

Hassle free, easily, flexible loans

Arranging my loan with Zopa was quick and easy with instant answers and results. My loan is simple to manage and control via my online account where I can make extra payments and adjust payment dates at the click of a button. Zopa keep you informed and up to date without spamming you every 5 mins - great company, would highly recommend! Reviewed on: 4th January 2018

Great service

Helpful and clear - good customer relations secure feeling of peer to peer relationships Reviewed on: 4th January 2018

Excellent quick and easy service to use for loan applications

Excellent quick and easy online service for application on loans or view status and balance of existing loans. I have used the services a few time and recommended to my friends and family to do the same for their requirements. Reviewed on: 4th January 2018

Great

Best lender, money straight into bank before estimated time and low interest rate. Perfect for loans. Reviewed on: 4th January 2018

Quick, simple and incredibly flexible.

Came across Zopa when looking for a loan to purchase a car. The rate was great, the ability to change the payment date online when I changed jobs and had a different pay date was such a simple but good feature and the option to overpay without penalties is massively welcome. I wouldn't hesitate to recommend Zopa to anyone or use them again myself. Reviewed on: 4th January 2018

Fast, reliable service with a great website

The website interface for Zopa is clear, efficient and you get an instant response. The communications I've had have always been professional and reliable and the service very efficient. The ability to monitor your borrowing (or lending) in detail on-line and great and the website is clear and simple to use. Reviewed on: 4th January 2018

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