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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Easy, simple, and fair

I needed a loan to buy a motorcycle. After searching the internet and looking at various recommendations I ended up at the Zopa loan website. Their rates were great and the repayment options were vast. I couldn't recommend them enough. Reviewed on: 4th January 2018

Fantastic

Took a two year loan with this company, everything was simple and easy. Definitely use again Reviewed on: 4th January 2018

Simple, professional and affordable

Just a simple, no hassle professional service. If you need extra money to consolidate existing loans, Zopa should be your first port of call. Excellent service!! Reviewed on: 4th January 2018

Quick and Easy

Extremely quick to apply. Soft credit checks done first so it doesn't affect your credit rating. Have been extremely reliable and generally have competitive rates. Reviewed on: 4th January 2018

Always helpful

Having dealt with Zopa on a few occasions now I can highly recommend them to all. Reviewed on: 4th January 2018

Great rate, easy to apply.

Fantastically easy to apply, quick decision and a great rate to boot. Reviewed on: 4th January 2018

Easy to do business

Quicker, cheaper and a lot more efficient than using a bank Reviewed on: 4th January 2018

Very easy and no hassle

Zopa had the best rates and I received my loan very quickly. I have had no issues at all. Reviewed on: 4th January 2018

Great, no hassle service

Application process was simple, funds were available very quickly. Excellent service all round. Reviewed on: 4th January 2018

Very good service

overall good rates and easy online service. helpful staff and easy website to use. Reviewed on: 4th January 2018

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