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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Amazing, easy to use lender!

I stumbled upon Zopa on a comparison site and within minutes I had chosen them due to their simplicity and speed. I felt safe knowing that I could talk to someone pretty much any time and I’m certainly going to be using them again! Great service! Reviewed on: 4th January 2018

Easy, simple, fast and a great rate!

A simple and easy transaction, money arrived quickly and it was easy to change payment date. I have already recommended them to others and will continue to do so! Reviewed on: 4th January 2018

Quick, easy to understand loans with good APR and customer services

Excellent and quick service from Zopa, the application progress was very slick and well handled. No wasted time, or poor communication. Highly recommended. Reviewed on: 4th January 2018

Just perfect

I take a loan almost 1 year ago in less than 24 hours. I love Zopa and i will use again. Kind Regards, George M Reviewed on: 4th January 2018

Easy inexpensive loan

Very easy to deal with, cheap interest rate, n hassle Reviewed on: 4th January 2018

quick easy and professionally done

was worried about my financial situation, however the people of zopa kept me at ease and offered me amazing customer service to find a appropriate rate and loan Reviewed on: 4th January 2018

Excellent Loan Provider

Hassle-free application process and quick decision. Best interest rates around Reviewed on: 4th January 2018

A brilliant idea, which works brilliantly

Zopa's loans are cheap, and ethical, and it's incredibly easy to set up a loan with them and then manage it all online. I would highly recommend them! Reviewed on: 4th January 2018

Quick response and competitive rate

Whole process was quick and pain free Highly recommended Reviewed on: 4th January 2018

So Easy!

Overall it was a really good experience, the loan was easy to apply for and very easy to manage online, the only downside was the interest rate but it got me out of a tight spot so I'm happy, thanks! Reviewed on: 4th January 2018

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