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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

They are excellent

The rate was amazing and no lengthy wait Reviewed on: 4th January 2018

Excellent

I’m not good at writing reviews but my whole experience is perfect excellent loan provider Reviewed on: 4th January 2018

Practically perfect in every way!

I don't have a particularly great credit score but required funding to purchase a new car and clear a few niggling debts. Zopa came through, with an amazing interest rate, great customer service, and the money was in my account the next day! Could not have asked for more! Reviewed on: 4th January 2018

Great, Fab and Well Recommended!

Wonderful company to borrow money from and excellent customer service. Reviewed on: 4th January 2018

An amazingly simple service with flexibility that I wanted.

Surprise find on Google when I was looking for some loan products, and have been pleasantly surprised at how easy it is to borrow and flex your payments as required. Reviewed on: 4th January 2018

Friendly, non-judgemental,.quick

The website is clear and very easy to access but with reassuring security and all the information you need is at your fingertips. No early repayment penalties. Very few marketing emails. Impressive service at all stages. Reviewed on: 4th January 2018

Quick, easy, friendly

A smooth and accessible journey, usable and friendly website, very quick to set up. Good value, too! Reviewed on: 4th January 2018

Simple Competitive & Quick

Always first port of call after having several loans agreed in the past - superb! Reviewed on: 4th January 2018

Great loans

Great experience getting a zopa loan, quick and easy. Reviewed on: 4th January 2018

Great deals

Was easy and reasonable. Taked credit for car online, received money in to my account really quick! Reviewed on: 4th January 2018

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