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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Great service

Great service, friendly staff and great rates! Reviewed on: 4th January 2018

Great

Easy to apply, quick results. Highly recommended Reviewed on: 4th January 2018

Excellent load rate

Best rate I could find after several searches on all common comparison websites and google searches. Overall very pleased with the service. The majority of any queries you may have (remaining amount, early settlement etc) can be accessed through the website making this process very simple and accessible Reviewed on: 4th January 2018

Great loan provider

Easy form to fill in quick to but money in back one of the best loan companies ive used. Reviewed on: 4th January 2018

Simple and usefull

Use them for a few years and don't have any complaints. Quick online decision and percentages less then on credit cards Reviewed on: 4th January 2018

Great service.

Quick and efficient service. If you require a loan for any reason, I would recommend Zopa. Reviewed on: 4th January 2018

Great company for a loan

Easy, quick loan and hassle free! Reviewed on: 4th January 2018

Zopa

Great customer experience and website. Making early repayments can be a bit cumbersome as amounts paid are taken off the monthly minimum payment but overall its very good. Reviewed on: 4th January 2018

Quick and easy

Found the experience very user friendly and no useless jargon. Reviewed on: 4th January 2018

Excellent service

Had a really good experience with Zopa, friendly and very helpful. Reviewed on: 4th January 2018

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