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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Quick approval, great service!

I requested the loan and within the same day it was granted and I received the money in my account. I have used the customer services team and each time they are very and easy to communicate with. Overall I would highly recommend the service and Zopa as a loan provider. Reviewed on: 4th January 2018

Excellent

Really good service. Money was in my account within 48 hours. Nice portal to manage my loan easily. Would definitely use again. Reviewed on: 4th January 2018

quick, easy to use service!

friendly, and productive service Reviewed on: 4th January 2018

Good help

Was at a time i was left with a few £ in the bank due to family problems and having to foot for 2 people and it was a big help Reviewed on: 4th January 2018

First class

Zopa are great with their rates and customer service. The fact you can easily see how much you owe and how much you have left makes life easy. Reviewed on: 4th January 2018

Very very good company

Very very onest.good site and good apr Reviewed on: 4th January 2018

Great

I found Zopa to be friendly, efficient and professional with handling of my loan request. They continue to show those qualities even after the loan has been taken out and I will continue to use them again in the future Reviewed on: 4th January 2018

Easiest website with efficient low rates

Terrific rates and super speedy decisions all wrapped up in a mobile friendly website that allows easy access to account info. Great company. Reviewed on: 4th January 2018

Great service, super easy to use

Got the loan I needed in minutes, have never had a single problem, always been great to use. Reviewed on: 4th January 2018

Top lender

Easy and quick to deal with and superb customer service. Reviewed on: 4th January 2018

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