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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Quick, easy, simple to deal with

Very straightforward to obtain the loan as pre-approved, money was in account very soon and the system to log in and look at your balance/account etc seems innovative and easy to use. Would definitely use Zopa again and recommend to friends and family. Reviewed on: 4th January 2018

Great and quick service

It was quick, easy and reliable. Reviewed on: 4th January 2018

Great service

Quick and easy service. Thank you Reviewed on: 4th January 2018

Perfect service

To say this service is great would be an understatement. From start to finish the whole experience was smooth and speedy. I can’t think of anything that could improve the system. So job well done everyone at Zopa. Reviewed on: 4th January 2018

Amazing and simple

Superb loan company have used a couple times love the easy to use online extra payment service and amazing rates!!!! Reviewed on: 4th January 2018

Ideal

Quick, easy and painless to set up, with good contact. Faultless. Reviewed on: 4th January 2018

Awesome

Ridiculously easy to use and transparent site, simple process to apply. Would definitely recommend Reviewed on: 4th January 2018

Great and easy to deal with...unlike so many others

I had a great experience with Zopa, they are quick, friendly and make quick decisions and offer great rates. If I need another loan I will definitely eb going back. Reviewed on: 4th January 2018

Simple, professional, fast, easy

Simple, professional, fast, easy - car loan Reviewed on: 4th January 2018

Quick and easy

So much less hassle than most major banks, decent rate. Highly recommended. Reviewed on: 4th January 2018

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