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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Fantastic no frills!

Great loan provider! No nonsense! Reviewed on: 4th January 2018

Great

Great service with even better rates! :) Reviewed on: 4th January 2018

Great service

Quick easy and hassle free, very happy customer. Reviewed on: 4th January 2018

Wouldn't want a loan from anyone else...

I have nothing but praise for Zopa. The application process is straightforward; the communication is excellent and the overall experience is very positive and reassuring. Reviewed on: 4th January 2018

Very easy to use great interest rates

Easy to use affordable and quick to transfer the money to your account Reviewed on: 4th January 2018

So professional in every way they deal with you

I found them to be so helpful and they made me so relaxed in dealing with them Reviewed on: 4th January 2018

Zopa for super efficient personalised lending

ZOPA has helped my small business develop through it hassle free lending. Excellent rates and service, beats the high street banks hands down... they're weren't even interested to help me. Reviewed on: 4th January 2018

Excellence

Excellent service communication brilliant Would recommend to anybody and everybody Reviewed on: 4th January 2018

Inspiring confidence

I needed to improve my credit rating and some extra cash would help with home improvements too. Zopa were quick with their decision and the provision of the loan. The repayment amount, including apr, was manageable through to completion. Inspired by how Zopa provides its loan I am now hoping to invest with their peer to peer loan scheme Thanks Zopa for continuity of effort and giving me a chance Gary Reviewed on: 4th January 2018

EXCELLENT SERVICE,EXTREMELY COMPETITIVE RATES,SUPERB CUSTOMER RELATIONS

Zopa offered me the best borrowing rates from any other bank or company, they have kept me informed of my balances and continue to offer me fantastic deals to purchase a new vehicle.I will certainly use them again and have no hesitation in recommending them to others Reviewed on: 4th January 2018

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