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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Good loan

Got loan for a car and they have been very reliable and have always put the money in on time Reviewed on: 4th January 2018

Very good loan provider

Excellent service and quick and simple Reviewed on: 4th January 2018

Excellent customer service and easy to manage.

Zopa offers professional customer service and affordable rates, there easy to understand and competitive rates makes it affordable to repay. Reviewed on: 4th January 2018

Fast efficient service.

Simple application process and money in my account very fast. Option to over pay as much as you like with no penalties is great. Reviewed on: 4th January 2018

Excellent loan provider

Nice and easy to set up excellent all round service Reviewed on: 4th January 2018

Smooth running

Service running smoothly although loan cost more than initially quoted. Reviewed on: 4th January 2018

Very good provider.

Stressless and hassle free experience. Reviewed on: 4th January 2018

Fast-Easy-Happy

Super easy to get a quote. Great rates. Money available in less than 3 days. Would definitely recommend. Reviewed on: 4th January 2018

Personal, Professional and Open

They were easy and straightforward to deal with. Did their checks and gave advice before committing to loan and good follow up service for any queries going forward. Would recommend without hesitation. Now on second loan and very happy. Reviewed on: 4th January 2018

easy less apr and quick

Quick approval easy payment schedule less apr Reviewed on: 4th January 2018

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