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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Excellent

Great service and rates. Would highly recommend Reviewed on: 4th January 2018

Quick. Simple, Easy to use

If you know how to handle your money, this is a great way of obtaining a loan, short or long term, with an easy to use dashboard for repayments etc Reviewed on: 4th January 2018

Easy to manage

I love Zopa because it is easy to understand and manage. I can make larger payments if I wish to, when I can afford it. Flexible and easy to keep on top of, good job guys! Reviewed on: 4th January 2018

Easy to use, competitive rates!

Zopa offered us an easy to use, flexible loan facility Reviewed on: 4th January 2018

Quick and simple

Hassle free, good interest rates, quick and simple Reviewed on: 4th January 2018

great loan product and customer service

I found the Zopa loan was the most competitive in the market place and am very pleased with the product and customer service they provide. They keep me updated on new offers too which is helpful. Reviewed on: 4th January 2018

Quick efficient and good rates

Really quick and easy to set up with great rates. Simple online portal to manage account Reviewed on: 4th January 2018

As simple as it gets...

A very simple and convenient way to get a loan. I found a great car I wanted to buy (old one "passed away" at an unfortunate time), and within 3 days, I was able to drive it off the lot with the help of Zopa. Simple, convenient and as affordable as can be. Highly recommend. Reviewed on: 4th January 2018

Helped me out in a tight situation

Great and easy application, quick transfer of money and great interest. What more could you ask for? (☞ﾟヮﾟ)☞ Reviewed on: 4th January 2018

Fast, simple, easy

I had always thought that getting a loan would be the last thing I would do, but there comes a time where we all need a little bit of help, & that’s exactly what I got from Zopa. I had previously been put off of taking out a loan due to other companies charging ludicrous amounts of interest for not even large amounts. Zopa however, Zopa are different, their rates are affordable, the website is slick & easy to use, you get quotes in a matter of minutes, & receive payment in 48hours once your loan is accepted. I honestly can’t fault the service whatsoever, it was so fast, simple, & easy to get exactly what I wanted. I can’t recommend the service enough. They also look to protect you & don’t let you apply for another loan within the first 12months, which is something I really liked. I have had friends who have needed some financial assistance and I have pointed them in the direction of Zopa. Reviewed on: 4th January 2018

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