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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69084 reviews)

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4.91

Based on 69,084 reviews, last reviewed 19th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69084)

Excellent value, Excellent service

Zopa take personal loans to a new level in terms of very competitive interest rates coupled with high levels of customer service. The website is very user friendly and I like the idea of receiving personalised rates according to individual customer circumstance. An enjoyable customer experience !! Reviewed on: 4th January 2018

Excellent and easy

Quick and good set up...rates are competitive too Reviewed on: 4th January 2018

Easy and reliable

So easy to set up the loan at a good rate and no issues whatsoever at any stage to date. Easy to monitor online via account too. Reviewed on: 4th January 2018

Excellent Rates and hassle free online service

I have used zopa for unsecured loan. I am very pleased with very competitive rates offered online to me as compare to high street bands and other online lenders. Whole application process and loan management was very easy online through out the loan period. Reviewed on: 4th January 2018

Excellent rates/straight forward application

Used the service twice. Quick decision and transfer of funds, easy to use portal, excellent interest rates. Would definitely recommend. Reviewed on: 4th January 2018

So easy to use

Used Zopa to finance a new car and found the process an absolute breeze, would thoroughly recommend! Reviewed on: 4th January 2018

Good rates a easy to use

Really good simple site with a straight forward, quick and easy process for putting your loan in place Reviewed on: 4th January 2018

Great low APR and never had an issue

This is the first loan I have ever taken out and Zopa made the process very easy. Never had an issue with them and when I have spoke to them they have all been very friendly and proffesional. Reviewed on: 4th January 2018

Excellent service

Setting up my loan was simple straightforward and hassle free Reviewed on: 4th January 2018

Fast and Easy process

Had several loans from Zopa and each time it's been an extremely easy process. If we are ever in a position to require a loan, for whatever reason, Zopa ia always out first port of call and we haven't been disappointed yet. We've also recommended the service to friends and family members. Reviewed on: 4th January 2018

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