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Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,084 reviews, last reviewed 19th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to us app and find information Easy to us app and find information Reviewed on: 19th May 2026
Paul B's avatar
Paul B

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69084)

Simply Amazing

5
Zopa lives up to its claims of really fast set up, excellent support service and rates that you can hardly find anywhere else in the industry. Highly recommended. Reviewed on: 4th January 2018
Stephen Akujuaobi's avatar
Stephen Akujuaobi

Great loan provider

5
Great company with clear terms and conditions. Website is very user friendly and you can check in on your repayments, how long the loan term is and how much the balance would be if cleared. Would highly recommend :)) Reviewed on: 4th January 2018
Jacquie Guard's avatar
Jacquie Guard

Excellent service and cheap loans

5
Best value in the market and the web service is better ha. Any ther provider Reviewed on: 4th January 2018
Mathew brigden's avatar
Mathew brigden

Great loan, no issues

5
Easy to get the loan, no problems whatsoever. I am 4 years and 4 months into paying off my five year loan. The rate was good, the application process was simple and I can easily manage the loan online. Reviewed on: 4th January 2018
Lynn Ellison's avatar
Lynn Ellison

Excellent and efficient

5
Effective and efficient service which provided a loan ay compeditive rates Reviewed on: 4th January 2018
Paul mckenner 's avatar
Paul mckenner

Easy!

5
The easiest loan company ever! Best rates and all online and really quick to do. So simple to take out a loan and to make over payments and pay off Reviewed on: 4th January 2018
Sally scorey's avatar
Sally scorey

Excellent service, faultless.

5
So easy to use and always get a swift response and money is paid in promptly. Wouldn’t go anywhere else. Reviewed on: 4th January 2018
Andrew's avatar
Andrew

Great experience

5
Zopa offers fantastic rates and provides a great customer experience. The process of applying for a loan is straightforward, clear and easy to follow. I would therefore recommend the service and will use it in the future. I will no lo get use banks for personal loans if I can avoid it. Regards Maria Reviewed on: 4th January 2018
Maria astrid's avatar
Maria astrid

5 Star Hansel free service provided in a regular basis.

5
I have taken out a far few loans in my time and I have to say Zopa provides the best service. So simple and hassle free I would recommend them to any of my friends. Reviewed on: 4th January 2018
Damien Paul Richards's avatar
Damien Paul Richards

The Go To lender

5
Love the flexibility, costumer services of this company. Have used them many times over the years and will continue to do so. Reviewed on: 4th January 2018
Andrew Scott's avatar
Andrew Scott

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